Pennies To Pounds Podcast
Welcome to the Pennies to Pounds Podcast - the ultimate destination for young people who want to take control of their financial future. We understand that financial literacy is often overlooked in traditional education, leaving many young people feeling overwhelmed and ill-equipped to manage their finances.
Our mission is to make financial literacy accessible and fun by simplifying complex concepts and debunking common myths.
Here are just a few of the topics we cover on the Pennies to Pounds Podcast:
- Budgeting: Learn how to create a budget that works for your lifestyle and goals.
- Saving: Discover the power of compound interest and effective strategies to save more money.
- Investing: Demystify the world of investing and learn how to grow your wealth over time.
- Debt management: Get tips and tricks for paying off debt, improving your credit score, and avoiding financial traps.
- Entrepreneurship: Hear inspiring stories from successful entrepreneurs and learn how to turn your passion into profit.
- Career development: Boost your career prospects with expert advice on job hunting, networking, and personal branding.
- Financial mindset: Cultivate a positive and abundant mindset to attract wealth and success in all areas of your life.
Join us every week as we dive deep into these topics and more, with expert guests and actionable insights.
Whether you're just starting your financial journey or looking to take your money management skills to the next level, the Pennies to Pounds Podcast is your go-to resource for financial education and empowerment.
Tune in today and start taking control of your finances!
Episodes
143 episodes
130. Money, Culture and Legacy: What Black British Wealth Really Looks Like
Pennies To Pounds presents Where We Learned It, a powerful roundtable conversation exploring how money, culture and legacy shape the Black British experience.Hosted by Kia Commodore, this discussion brings together Emm...
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1:05:19
129. Money Moves You Should Copy, and the Ones to Avoid ft Kennie Bukky
We’ve all copied money advice we thought would make us rich — but what if it’s actually keeping you broke?In this episode, Kia is joined by Kennie Bukky, finance expert and money strategist, to separate the smart moves fr...
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33:57
128. How to Earn, Learn & Build Wealth Without Going to Uni ft The Black Apprentice Network
Forget what you’ve heard — apprenticeships aren’t just for people who “couldn’t get into uni.”In this episode, Kia sits down with Elijah, founder of The Black Apprentice Network, to break down the truth about degree app...
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39:13
127. Stop Paying Full Price: The Money Cheat Codes That Work ft Elvire Matu (SaveWithElvs)
In this episode, we’re joined by Elvire Matu, aka SaveWithElvs, the go-to plug for money-saving hacks, smart spending tips, and real-life cheat codes for surviving (and ...
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38:01
126. The Money Lessons That Changed Everything ft Anna Brading
In this episode, writer, financial educator and all-around gem Anna Brading joins Kia to unpack the real link between money and confidence, why financial advice often leaves women behind, and what it actually tak...
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44:05
125. Luxury Life Upgrades WITHOUT Breaking the Bank
In this episode of Pennies to Pounds, Kia unpacks what it really means to enjoy life without sabotaging your financial future. Forget the old-school advice about constant sacrifice — this one’s about balance, strategy and enjo...
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22:18
124. Trust the Algorithm: Why Gen Z is Letting AI Handle Their Money (Oh, and we're back!)
The finance world is being transformed by artificial intelligence, with 73% of Gen Z and millennials now trusting AI more than human financial advisors to manage their money. This episode explores how AI can work for you rather than repl...
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25:57
123. Faith in the Hustle: When Passion Meets Business Reality ft Priscilla Ohene
This episode features an entrepreneurial journey filled with financial challenges, moments of doubt, and unexpected breakthroughs that keep dreamers moving forward. Priscilla shares her personal story of building a children's book series while ...
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47:51
122. Money Protection: Must-Have Insurance for Gen Z (And Why It Matters) ft Adrian Benjamin
In this episode, we’re diving deep into why financial protection is non-negotiable and how to safeguard your future with the right insurance. We’ll break down key areas like income protection, life insurance, and critica...
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20:04
121. Earn Money on Shopping and Supporting Black Businesses ft Matthew Addai (Cashblack)
In this episode, we’re exploring Cashblack, a game-changing cashback platform supporting Black-owned businesses and fostering community growth.We explore the platform’s origins, born from a...
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26:55
120. Automate Your Finances: Stress-Free Money & Mindset ft Laura Ann Moore
In this episode, we explore the benefits of automating your finances and focus on the mindset shifts needed to embrace this approach. Laura Ann Moore, a money mindset expert, shares insights on the emotional hurdles surrounding financial automa...
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31:35
12 Days Of Finance, Day 4: The Financial Checklist Every 20-Something Needs When Starting a New Job
Just graduated and ready to take control of your finances? This episode is packed with the essential money moves you need to crush your career and financial goals from day one.Here’s what we’re covering:Unlock your future: Wh...
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6:49
12 Days Of Finance, Day 3: Say Goodbye to Overspending: Stop Budgeting the Wrong Way
In this festive episode, we’re offering all the tips you need to master your money in 2025—without sacrificing the fun. From breaking down budgeting methods that actually work to showing you how to track every penny (even in a cashless...
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8:28
12 Days Of Finance, Day 2: How to Hit Every Financial Goal You Set
It’s time to stop wishing and start winning with your finances! In this episode, Kia breaks down the art of setting financial goals that you’ll actually achieve. Using the SMART framework, she shows you how to turn your b...
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8:03
12 Days Of Finance, Day 1: This Is Why You're Broke & How To Fix It
What if you could completely transform your money game in just 12 days? On today’s episode of the Pennies To Pounds Podcast, we’re kicking off our special series, The 12 Days of Finance, to help you avoid the financial traps tha...
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7:11
Introducing... 12 Days of Finance (a Pennies To Pounds Mini-Series)
With the new year almost upon us, we’re bringing you a new series for the next twelve days! The Pennies To Pounds ‘12 Days Of Finance’ series is dedicated to helping you level up your finances in 2025 and beyond.Each episode will be no ...
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0:36
119. The Secret to Building a Good Credit Score and Smart Money Habits
In this episode, we’re breaking down everything you need to know about credit scores — what they are, why they matter, and how they can impact your financial journey. I’ll walk you through the basics, including the three credit reference...
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22:37
118. The Cost of Love and Legacy: Money Conversations, Parenthood Decisions, and Societal Pressures ft Maya Saffron
This week's episode we're joined by Maya, host of Maya’s Minutes podcast, to discuss finances in relation to love and womanhood. We explore the dynamics of observing your partner's money habits and why understanding these early on can prevent f...
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41:18
117. Property Apprentice: Getting Started at 17, How The Industry is Changing & Beginner Tips ft Mary Felicia
This episode features Mary Felicia, a degree apprentice who has been scaling within the property industry since the age of 17. Mary chose a degree apprenticeship over the traditional university route, and she shares her experience. Mary’s story...
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23:55
116. Ex-Prisoner to Business Owner: Journey, Money Management & Using ChatGPT to Improve Your Finances ft Sobanan Narenthiran
What does turning a prison sentence into a mission for social change take? Meet Sobanan Narenthiran, the CEO of Breakthrough Social Enterprise, who shares his extraordinary journey from medical school to prison and beyond. We discuss his experi...
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29:05
115: Balancing Tech Careers and Personal Growth ft Safiya Rozi
This week's episode is with Safiya Rozi. As a software developer degree apprentice and content creator, Safiya shares her approach to juggling a demanding workload through prioritisation and planning. She also discusses her experience as a degr...
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20:18
114: Protecting Your Money: Understanding FSCS with Matt Phillips
Is your money protected? In this week's episode, we're joined by Matt Phillips, Head of Readiness at the Financial Services Compensation Scheme (FSCS). Matt discusses how FSCS works and its vital role in protecting your finances when UK b...
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13:22
113. The Power of Discipline in Growing Your Finances ft Aaron Knightley
In this episode, Aaron discusses his early life marked by financial hardship and how it fueled his desire for financial stability and independence. He also discusses the importance of continuous learning, self-belief, and maintaining a discipli...
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34:41
112. Mastering Business Finances: Startup Structures to Financial Success ft Joshua Akinbohun
In this week's episode, we discuss setting up and managing your business finances with finance coach Joshua. We also discuss the implications of operating as a sole trader vs a limited company and the importance of forecasting potential busines...
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23:32
111. Responsible Credit: Best Credit Practices To Implement (Sponsored by Klarna)
In this episode of the Pennies To Pounds podcast, our sponsor, Klarna, joins us to provide a straightforward yet comprehensive breakdown of understanding different types of credit—credit cards, overdrafts, or personal loans. Raji Behal shares i...
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9:01
